Carmel Homes for Sale

Answers to Frequently Asked Real Estate Questions

Just the FAQs, Please!

Below, you'll find answers to the most common real estate questions we get asked.  If you don't find the question and answer that you're looking for, please e-mail us at

Q:  Why should I use a Real Estate agent?
A:  Real estate transactions are one of the biggest financial investments most people make in their lifetime. The benefits of the minimal cost of using an agent far outweigh the risk of going it alone.
 Q:  How do buyers benefit from using a Real Estate agent?
 A:  I think a small book could be written on this topic.  There are many benefits for having an agent represent you as the buyer; here are just a few:  The buyer's agent is able to provide "not so obvious" information on the local community.  The buyer's agent also has access to custom reports to help the buyer make an informed decision on the pricing of the home.  The buyer's agent completes all paper work and contracts in the best interest for the buyer.  The agent ensures that the buyer takes steps to protect them from future legal issues or hidden structural issues with their new home.  The agent also ensures a smooth transaction and transition with the sellers.
 Q:  How do sellers benefit from using a Real Estate agent?
 A:  Just as a buyer's agent protects and gives advice for a buyer, a listing agent assists the sellers in many similar ways.  The listing agent gives pricing advice, writes contracts, negotiates for the seller, and looks out for the seller's best interests.  A major benefit of having an agent represent you, the seller, is that the agent will list your house on the area's MLS (Multiple Listing Service) site.  The MLS is any agent's best friend.  Having your home listed on the MLS literally gives millions of people access to the information on your home, and those millions of people are potential buyers.  This is just the tip of the service iceberg that sellers receive from agents.
 Q: What is the difference between a real estate agent and a real estate broker?
 A: Brokers are generally required to have more education and experience than real estate salespersons or agents, but a broker can deal directly with home buyers and sellers, too. A broker can also have a staff of salespersons or agents working for him or her. The person you normally deal with is a real estate agent or salesperson.  The salesperson is licensed by the state, but must work for a broker.  All listings are placed in the broker's name, not the salesperson's name.
 Q:  How much money can I borrow to buy a home?
 A: Some general calculations will need to be made before you can know for sure. Gross income and other figures are important to have handy. Speak with William Haddad of Capital Mortgage Solutions in order to learn more. And remember that if you're planning to buy a home, now is a good time to get all your finances in order. Learn how and why here!